To Submit a Hurricane XXXX Claim ONLINE: Click Here

If the worst happens,
we have your back

You can have peace of mind knowing our dedicated claims team is here to assist you through the claims process from start to finish.

To Report A Claim

Please contact us as soon as possible to report a claim:

PHONE: (866) 324-3138 (24 hours)

FAX: (813) 514-2300

EMAIL: FNOL@hcpci.com

Existing Claim

For an existing claim, contact us using the information below:

PHONE: (877) 235-5076

FAX: (813) 291-7890

EMAIL: Claims@hcpci.com

The Claims Process

Contact us immediately to report your claim.

We’ll review your claim and contact you promptly.

A claims adjuster will work with you and provide an estimate of damages.

Your claim is closed based on your policy terms.

Preparing For A Storm

Make certain you have the coverage you wanted and the amounts you need, before a disaster strikes.

  • It is a good idea to keep a record of your belongings. Photographs and/or video of your home and possessions are extremely valuable in the event of a catastrophic loss or theft.
  • Not only do they assist the adjuster in the handling of your claim, they serve to remind you of what you may have lost.
  • An inventory taken in each room, along with pictures or video, and copies of receipts, appraisals and warranties can serve to document your loss and make the process of recovery much easier.

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After A Loss

If reasonably possible, take steps to prevent further damage to your property.

  • Do not make any permanent repairs or alter the condition of your house before the adjuster has the opportunity to examine your damages.
  • However, make emergency repairs such as repairing holes in your roof or windows to prevent additional damage from occurring.
  • Keep all of your receipts for any temporary repairs, to submit for reimbursement.
  • Take photos of the damage before any temporary repair is made.

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