Insurance Products

We offer a variety of residential products.      Let us help protect what matters to you.

What we offer


Designed to protect the structure of your home and your personal possessions, our homeowners insurance policies also include coverage for loss of use, personal liability, and medical payments.

Dwelling or Landlord

If you need coverage for a structure and the personal possessions within, but don’t need the additional coverage included in a homeowners policy, this policy should fit your needs.


Condo insurance policies provide coverage for the property inside the walls of your unit, and also cover personal liability, medical payments, and loss-of-use expenses.


We’re able to provide comprehensive private-market flood insurance in some states as an alternative option to the National Flood Insurance Program. 

Where we are licensed

Homeowners Choice primarily holds policies in Florida but also has products and services in Arkansas, California, Florida, Maryland, New Jersey, Pennsylvania, South Carolina and Texas which are underwritten by Homeowners Choice Property & Casualty Insurance Company, Inc.