About TypTap Insurance

  • “A” Rated by Demotech, Inc.
  • Backed by A.M. Best A+ rated reinsurance partners
  • Florida Headquartered with offices in Ocala and Tampa, FL
  • Supported by partner agents across the United States
  • Division of HCI, Group, Inc., a publicly traded company

TypTap Homeowners Highlights

Home is where the heart is, let TypTap protect it.
  • Internal water limit up to the Dwelling coverage*
  • Screen enclosures covered under Dwelling coverage when attached*
  • Seasonal and Secondary residences accepted
  • 24/7 Claims reporting
  • Coverage available up to $1.2 Million
Current Open Counties for Homeowners:
TypTap Flood Highlights​
You can’t waterproof your home, but you can have peace of mind knowing it’s protected.

TypTap offers a competitive alternative to the National Flood Insurance Program with many key benefits, including the ability to customize coverage based on your priorities.

  • Admitted, Private Market Flood Insurance
  • Available in all flood zones A, V & X
  • Rates up to 75% more competitive than the NFIP
  • Customizable coverage that meets and exceeds mortgage requirements.
  • Payment plans available
  • No 30-day waiting period
Current Open Counties for Flood:
Reinsurance & Financial Stability
  • Strict underwriting standards, excellent exposure management, and industry leading claims technology ensure profitable policy selection and high customer retention
  • Average customer stays with HCI for more than 6 years
  • Reinsurance program transfers catastrophic risk to 50+ HIGHLY RATED or fully collateralized partners
  • 2019-2020 program provides $901 MILLION OF CATASTROPHIC COVERAGE (1st event)
  • Est. annual reinsurance premiums of ~$126 MILLION with first & second event retention of only $16 MILLION
  • To protect its policyholders, TypTap maintains substantial reserves and secures reinsurance through the world’s largest global reinsurance group, which carries an A.M. Best A+ rating. TypTap meets or exceeds all insurance regulatory requirements and has been awarded an “A”, Exceptional Financial Stability Rating® by Demotech, Inc., a leading financial analysis firm.
Contact Your Territory Manager
North East Florida
Jodi Kelly
West Central Florida
Victor Ferdinandi
Treasure coast Florida
Traci Lebeda
South East Florida
Clark Ramos
South West Florida
Edward Spegowski
Contact Marketing
We know the front line of our business is YOU.

Agents are our best partners and ambassadors for spreading the word about the benefits of TypTap.

If you’re ready to do insurance differently, consider joining our force.

Here’s just a few highlights that you can offer your clients:
  • Simplified Underwriting System
  • Efficient Quoting & Binding Process
  • Offering Homeowners & Admitted, Private Market Flood Insurance
  • “A” Rating by Demotech, Inc.
  • Backed by A.M. Best A+ rated reinsurance partners